Terms of Use

The rules for using the Co-oto application

Last updated: March 1, 2026

1. Acceptance of Terms

Use of the Co-oto application implies complete acceptance of the terms presented.

2. Description of Co-oto

Co-oto is a management tool that allows a vehicle owner to organize sharing their vehicle with people of their choice (drivers). The application enables managing reservations, tracking trips, and calculating and sharing usage costs.

Co-oto is not a matchmaking platform: users already know each other and define the terms of their sharing agreement themselves. Co-oto does not verify user identities and does not intervene in agreements between owners and drivers.

Co-oto is not a transport company, nor a public transport service.

3. Responsible Use

The application must be used legally and responsibly. Use while driving is strictly prohibited; all operations must be performed while stationary.

4. Disclaimer

Co-oto cannot be held liable for accidents, damage, theft, fines, or violations occurring during shared vehicle use. Liability rests with:

  • The driver at the time of the incident for accidents they cause
  • The owner for vehicle defects (maintenance, technical inspection)

Users must settle liability and compensation matters between themselves. Adequate insurance is strongly recommended.

5. User Responsibility

The user is solely responsible for compliance with applicable laws and regulations.

6. Vehicle Owner Obligations

The vehicle owner agrees to:

  • Have car insurance that covers lending the vehicle to third parties
  • Ensure their insurance policy permits lending the vehicle
  • Verify that invited drivers hold a valid driving license for the vehicle category
  • Clearly define vehicle usage conditions with their drivers
  • Maintain the vehicle in good working condition with up-to-date technical inspection

7. Driver Obligations

The driver agrees to:

  • Hold a valid driving license for the borrowed vehicle category
  • Comply with traffic laws and usage conditions defined by the owner
  • Report any incident, damage, or violation that occurs during use
  • Return the vehicle in the condition it was received
  • Accurately enter trip information (mileage, fuel)

8. Insurance

Co-oto does not provide any insurance. It is the owner's responsibility to verify that their car insurance policy covers lending the vehicle to identified third parties.

Some insurers require prior declaration or offer specific extensions for private car sharing. Co-oto strongly recommends that owners contact their insurer before sharing their vehicle.

Drivers should also verify their own coverage in case of damage caused to a borrowed vehicle.

9. Legal Compliance

Co-oto is a management tool. Each user is responsible for ensuring their vehicle use (cost sharing, lending, or other) complies with laws in their jurisdiction, particularly regarding:

  • Car insurance
  • Taxation (declaration of any income)
  • Authorization to conduct rental activities, if applicable

Co-oto is not responsible for users' failure to comply with these obligations.

10. Fines and Violations

In case of a traffic violation committed during vehicle use by a driver, the driver assumes full financial and legal responsibility.

The owner may use application data (trip history, reservations) to identify the responsible driver at the time of the violation and transmit this information to competent authorities if necessary.

11. Release of Liability

The user acknowledges using Co-oto at their own risk. Under no circumstances shall Co-oto, its developers, or representatives be held liable for direct or indirect damages resulting from:

  • Use of the application
  • Vehicle sharing organized through it
  • Inaccuracy of information entered by users
  • Conflicts between users

12. Malfunctions and Unavailability

Co-oto is provided "as is". The developers cannot guarantee an uninterrupted or error-free service and shall not be held liable for malfunctions or temporary unavailability.

13. Modification of Terms

Terms may be modified at any time. Users will be notified of changes.

14. Applicable Law

These terms are governed by Swiss law. In case of dispute, Swiss courts (Canton of Vaud) shall have sole jurisdiction. This clause does not affect the mandatory consumer protection rights granted by the legislation of the user's country of residence.

15. Data Use

Data is stored in a secure database. It is not sold to third parties without explicit consent. For more details, see our privacy policy.

16. Data Deletion

Data from users inactive for more than 12 months may be deleted after prior notice.

17. Free Version Limits

Each vehicle can accommodate up to 2 drivers and a maximum of 5 trips per month for free.

18. Subscriptions

Paid subscriptions (Plus, Teams) unlock more features. They auto-renew and can be cancelled via the stores (App Store or Google Play).

19. Refunds

iOS – App Store (Apple)

For iOS (App Store), refunds go exclusively through Apple.

Android – Google Play

For Android (Google Play), the developer may grant refunds in case of proven bugs.

20. Minimum Age

Use of Co-oto is reserved for adults (18 years minimum). Vehicle owners must only invite adult drivers with a valid driving license.

21. Data Accuracy

The user guarantees the accuracy of information entered in the application, including mileage, fuel costs, and reservations. Co-oto does not verify this data and is not responsible for input errors.

22. Account Suspension

Co-oto reserves the right to suspend or delete any user account in case of:

  • Violation of these terms of use
  • Fraudulent or abusive use of the application
  • Reports from other users

The user will be notified of the suspension and may contact support to contest this decision.

23. Intellectual Property

The Co-oto application, its name, logo, and all content are protected by intellectual property rights. Any unauthorized reproduction, modification, or use is prohibited.

24. Severability

If any clause of these terms of use is declared null or unenforceable, the other clauses shall remain in full force and effect.

25. User Indemnification

The user agrees to defend, indemnify and hold harmless Co-oto, its developers and representatives, against any claim, demand, damage, cost or expense (including reasonable legal fees) resulting from: their use of the application, vehicle sharing organized through it, a violation of these terms, or an infringement of the rights of a third party.

26. No Financial, Tax or Legal Advice

Co-oto is a management and tracking tool. The cost calculations, expense sharing and statistics provided by the application are for informational purposes only. They do not constitute financial, tax, legal or insurance advice in any way. The user remains solely responsible for their tax declarations, legal obligations and financial decisions.

27. Force Majeure

Co-oto shall not be held liable for any delay or failure in the performance of its obligations resulting from circumstances beyond its control, including but not limited to: cloud infrastructure or third-party service outages, natural disasters, pandemics, acts of war or terrorism, governmental or regulatory decisions, or any other cause of force majeure.

28. Third-Party Services

Co-oto uses third-party services for its operation (including Google Firebase, Apple App Store, Google Play Store and RevenueCat). Co-oto does not guarantee the availability, security or continuity of these services and shall not be held liable for interruptions, modifications or discontinuations decided by these providers. The use of these services is subject to their own terms of use.

29. Termination of Service

Co-oto reserves the right to interrupt or permanently discontinue the service, in whole or in part, with reasonable notice of 30 days communicated to users. In case of discontinuation, users will be able to export their data during the notice period. Active subscriptions will not be renewed and no refund will be due for the remaining period of the current cycle.

30. Assignment of Rights

Co-oto may assign, transfer or delegate all or part of its rights and obligations under these terms to a third party, particularly in the event of a merger, acquisition or asset sale, without requiring the user's prior consent. The user will be informed of any assignment. The user may not assign their rights without the prior written consent of Co-oto.

31. Prohibited Uses

The user agrees not to:

  • Attempt to decompile, disassemble or reverse engineer the application
  • Access the application through automated means (bots, scripts, scraping)
  • Circumvent the technical limitations of the application or subscription
  • Use the application for commercial vehicle rental purposes without informing Co-oto
  • Impersonate another user or provide false identification information

32. Notification Methods

Any notification relating to these terms (including modifications, account suspensions or service termination) will be communicated through at least one of the following means: in-app notification, push notification or email sent to the address associated with the user's account. The user is responsible for maintaining a valid and up-to-date email address.

33. Amicable Resolution

In the event of a dispute relating to the use of Co-oto or the interpretation of these terms, the parties agree to seek an amicable solution before any legal action. The user will contact Co-oto by email at info@co-oto.app. Co-oto undertakes to respond within 30 days. Failing amicable resolution within 60 days, the parties may refer the matter to the competent courts.

34. Non-Commercial Use and Cost Sharing

Co-oto is designed for vehicle sharing between individuals in a private context (family, friends, neighbours, colleagues) or for fleet management within an organisation. The application aims to facilitate the sharing of actual vehicle usage costs (fuel, insurance, maintenance, depreciation), and not to generate a profit.

The user shall not use Co-oto to conduct a for-profit vehicle rental business, unless they hold the authorisations, licences and insurance required by the legislation of their jurisdiction. In many countries, commercial vehicle rental is a regulated activity that requires, among other things: professional registration, specific insurance covering rental to third parties, collection and remittance of VAT, and compliance with applicable safety standards.

Co-oto does not verify the nature of transactions between users and disclaims any liability in the event of use of the application for commercial purposes that do not comply with applicable regulations. The user who conducts commercial activity through the application assumes full legal, tax and insurance responsibility.

For any questions regarding these terms of use, please contact us at: info@co-oto.app